about us
Take pride in what we do and our contributions to our organisation.
In our owner-manager culture, we take responsibility and accountability for our actions and we don’t run away from our problems, but tackle them head-on.
Are empowered to innovate and come up with new ideas, as we value and nurture new ideas.
Embrace the concept of Botho with our understanding of the communities in which we operate. We have unity of purpose where the whole is greater than the part; therefore, no individual or department can function at the expense of another.
Respect the feelings, rights and abilities of our colleagues, clients and communities, even though they may be different from our own. We respect ourselves and our colleagues by not accepting or delivering average or poor performance. If the FNB values are congruent with your value set, and you have the necessary skills and competencies for the position advertised, then we are looking for you.
purpose
Designs and documents work flow, manages and provides solutions to new ideas, trends and concepts as well as documents requirements for products, processes and systems.
experience and qualifications
Degree in credit preferable.
3 Years related experience.
additional requirements
There are no additional requirements associated with this vacancy.
responsibilities
Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio.
Manage costs / expenses within approved budget to achieve cost efficiencies.
Deliver exceptional Credit service that exceeds customers’ expectations through proactive, innovative and appropriate solutions.
Assist internal sales partners with credit decisions and application of the credit policy. Build and maintain relationships with internal business partners.
Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders.
Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis.
Assist internal sales partners with credit decisions and application of the credit policy and build and maintain relationships with internal business partners.
Ensure average approval turnaround time against target to ensure retention of clients.
Comply with governance in terms of legislative and audit requirements.
Responsible for the returns of daily stats.
Manage personal development to increase own skills and competencies.
Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications.
Comply with governance in terms of legislative and audit requirements.
Monitor status of compliance within the business, as per criteria within policies and procedures.
Track variances in all statutory financial returns which the Group reports on and report the Head of RRM and Banks Act Compliance on a monthly basis.
Provide compliance reports in order to proactively identify and communicate compliance status and concerns by ensuring that the necessary deadlines are adhered to internally with respect to these specific returns.
Comply with governance in terms of legislative and audit requirements.
Monitor status of compliance within the business, as per criteria within policies and procedures.
Manage own development to increase own competencies.
Closing date: 10 December 2017
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